Welcome to PT Mortgages, your Albany & Great Southern Mortgage Brokers in Western Australia
Navigating the home loan market in Western Australia doesn’t have to be complicated. Whether you’re refinancing, upgrading or reviewing your current loan, we combine a personal, tailored approach with access to competitive lenders to help you find the right solution for your goals - now and into the future.
As a trusted mortgage broker in the Great Southern region, PT Mortgages helps Western Australians navigate the home loan process with confidence. Our experienced team provides personalised advice and access to a wide panel of lenders, ensuring you secure the right loan tailored to your needs and financial goals.
Our Services
First Home Buyers
Buying your first home is a huge milestone, but understanding home loans, lenders and interest rates can feel confusing when you’re starting out.
At PT Mortgages, we help first home buyers across the Great Southern and Western Australia navigate the process with confidence. Our experienced mortgage brokers compare a wide range of lenders to find a home loan that suits your budget, lifestyle and future goals.
From your first questions through to loan approval and settlement, we’re here to guide you every step of the way.
If you're a first home buyer looking for a mortgage broker in the Great Southern, the PT Mortgages team is ready to help you take the next step toward home ownership.
Get in touch today to start your home buying journey.
Refinancing
Refinancing your home loan in Western Australia can be a smart way to take control of your finances, whether your current loan no longer suits your needs or you’re looking to reduce your repayments.
With interest rates, lending policies and personal circumstances constantly changing, reviewing your mortgage can unlock opportunities such as securing a more competitive rate, accessing equity for renovations or investment, or consolidating higher-interest debts like credit cards and car loans into one manageable repayment.
However, refinancing should be approached strategically - factoring in costs, loan structure and long-term goals -to ensure you’re genuinely improving your financial position rather than extending debt unnecessarily. With the right guidance, refinancing can help you optimise your loan, improve cash flow and make your equity work harder for you.
Owner Occupier
Owner-occupier loans are ideal for homeowners who are looking to upgrade, refinance, or better structure their existing mortgage to suit their current lifestyle and financial goals. As your circumstances evolve - whether that’s increased income, growing families, or changing priorities - your home loan should evolve with you.
Refinancing or restructuring an owner-occupier loan can provide access to more competitive interest rates, improved loan features such as offset accounts or redraw facilities, and greater flexibility in how you manage repayments. It can also be an opportunity to access equity for renovations or other investments.
With lending policies and rates continually shifting in Western Australia, regularly reviewing your loan ensures it remains aligned with your long-term plans and continues to work in your favour.
Mortgage BrokersExceptional advice with a personal touch
1000+
Loans Approved
Expertise
Local, Great Southern & WA Experience
5 Star
Rated 5 stars with 5 star service.
Meet our team
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Alan Pietersen
Director / Mortgage Broker
Alan Pietersen is a Credit Representative (credit rep number) of PT Loan Services PTY LTD. ACN: 162035396 Australian Credit License 436123 -
Our Brokers
Alan and Paul Pietersen are a trusted father-and-son mortgage broking team based in Albany, Western Australia, combining experience, local knowledge and a genuinely personal approach.
With Paul’s years of industry expertise alongside Alan’s fresh perspective, they work closely with clients to understand their individual circumstances and deliver tailored lending solutions.
Known for their honest advice, clear communication and commitment to long-term relationships, Alan and Paul take the time to guide you through every step of the process - whether you’re refinancing, upgrading or reviewing your current loan - ensuring you feel confident and supported from start to finish.
Client Reviews
For me Paul is the most outstanding Mortgage Broker in Australia. Highly recommended, a very smart, approachable, resourceful and professional Broker.
Me and my Family will be Forever thankful for all his help.
— Ljz Noquerra
A massive shout out to Paul and Alan on helping me purchase my new car. Without them I wouldn’t have been able to do it. They simply went above and beyond to get the job done in such a short amount of time. I highly recommend them.
— Baden Cummins-Green
Thank you so much Alan and Paul. You guys were absolutely awesome. Made my first loan experience so smooth and easy. You guys are the best. 5 stars all round!! I appreciate what you have done for me, so much!
— Tessa Richardson
Paul and Alan are fantastic, highly recommended for anybody who wants a stress free experience. Extremely thorough and organised, made sure we knew exactly what we were signing up for and any question they couldn't answer immediately was answered first thing the next morning after tackling the bank with our problems
— Jaison Bairstow
Let’s begin the conversation.
Let’s begin the conversation. Whether you’re exploring your options or ready to make a move, we’re here to help. Get in touch for a friendly, no-obligation chat about your goals, and we’ll guide you through the best pathways to suit your situation.